Honest answers, written by a human.
No SEO fluff. These are the guides I send my own clients before they buy or refinance a home in Utah.
The full Utah first-time home buyer guide: credit, down payment, programs, the process, and what nobody tells you. Updated for 2026.
Read the guideComplete guide to Utah down payment assistance: Utah Housing Corp programs, eligibility, income limits, and how to actually use them.
Read the guideExact credit score minimums for every Utah mortgage program: conventional, FHA, VA, USDA, jumbo. Plus how to bump your score before applying.
Read the guideDay by day: what happens from offer accepted to closing day on a Utah home loan. What to expect and where things slow down.
Read the guideReady when you are.
Pre-approval takes about 15 minutes. No fees, no obligation, no spam. Just a real loan officer running the numbers with you.