Jumbo Loan. Loans above the conforming limit.
Loans from $806,501 and up. Park City, Holladay, and high-end Utah real estate.
If your loan amount goes above the conforming limit ($806,500 in most of Utah for 2026), you're in jumbo territory. Underwriting tightens up: a little more documentation, slightly higher reserve requirements, but rates are often shockingly competitive. I work with jumbo investors who actually want to lend on Utah real estate.
Is the Jumbo loan right for you?
- Buyers in Park City, Holladay, Federal Heights, Avenues
- Move-up buyers in higher-priced neighborhoods
- Buyers financing a home above $806,500
- Self-employed buyers with strong income
From quote to keys. No mystery.
Jumbo wants full income, asset, and reserve picture upfront.
I match your file to the right jumbo lender for best pricing.
We get clear-to-close before you're sweating the closing date.
I handle the moving parts so your agent and you don't.
Jumbo loan questions.
Not the right fit? Try one of these.
3% down options, no PMI paths, and the best rates for solid credit.
Learn more3.5% down with credit scores as low as 580. Flexible debt-to-income limits.
Learn more$0 down, no PMI, and the lowest rates available. Thank you for your service.
Learn more100% financing in eligible Utah areas. Great for buyers outside the Wasatch Front.
Learn moreReady when you are.
Pre-approval takes about 15 minutes. No fees, no obligation, no spam. Just a real loan officer running the numbers with you.